Attention homeowners in Cypress and Harris County: Get an Appraisal today!

See the top seven reasons why TX homeowners hire Texas Appraisal Shop:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To reduce your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a TX divorce, when real estate needs to be divided
To determine the true market value of real estate in question to settle an estate

Own a house in or near Cypress, TX and need help deciding the price of it?
Contact Texas Appraisal Shop.

We at Texas Appraisal Shop understand the unique needs of a homeowner after appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. But as a consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Texas Appraisal Shop are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At Texas Appraisal Shop, we're experts in helping people just like you delete unwanted and unneeded PMI insurance.

Challenging Harris county's assessment of your property

Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Texas Appraisal Shop is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Texas Appraisal Shop can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.